America’s cost-of-living crisis has left millions vulnerable to eviction and foreclosure as rents soar, mortgage rates climb, and affordable housing remains scarce. Mortgage Calculator analyzed the percentage of adults behind on rent or mortgage payments to identify the metro areas at the highest risk. Their findings, displayed on a color-coded map, highlight these key hotspots:
- Dallas-Fort Worth-Arlington
- Houston-The Woodlands-Sugar Land
- Chicago-Naperville-Elgin
- Phoenix-Mesa-Chandler
- Detroit-Warren-Dearborn
- Miami-Fort Lauderdale-Pompano Beach
- Seattle-Tacoma-Bellevue
- Atlanta-Sandy Springs-Alpharetta
Risk levels also fluctuate throughout the year. For example, Miami faces peak risk in January, Seattle in February, and Phoenix in March. Overall, Idaho residents are most likely to experience eviction or foreclosure, followed closely by those in Montana. As housing instability worsens, these trends provide critical insight into the nation’s ongoing affordability crisis.
infographic by: www.mortgagecalculator.org
